The recent review meeting led by Union Finance Minister Nirmala Sitharaman in Itanagar laid out a clear path for economic development in the Northeast, providing a roadmap that Mokokchung and Nagaland can follow. With the improved financial performance of Regional Rural Banks (RRBs) in the region, Nagaland stands at a promising juncture to seize opportunities for economic growth. The increase in profitability and better credit-to-risk ratios of RRBs reflects the potential for scaling up economic activities in rural areas, particularly through agriculture and allied sectors.
Mokokchung, with its rich agricultural base, can benefit from this. The district is well-positioned to leverage credit support under schemes such as MUDRA and PM Vishwakarma to boost agriculture, horticulture, and allied activities like sericulture and piggery. Expanding credit accessibility through local banks and government schemes will empower Mokokchung’s farmers and entrepreneurs to scale their businesses and enhance their livelihoods. Organizing credit camps in collaboration with local RRBs and sponsor banks can help inform farmers about financial resources, thereby unlocking growth potential.
An essential step for Mokokchung is the promotion of Farmer Producer Organizations (FPOs). FPOs enable small farmers to pool their resources, collectively market their products, and access better credit options. Mokokchung, with its diverse agricultural produce can benefit significantly from forming FPOs. This collective approach will enhance market access and bargaining power, providing a sustainable foundation for the district’s agricultural economy.
Additionally, Mokokchung’s climate makes it ideal for horticulture, floriculture, and animal husbandry. By aligning with government schemes promoting these sectors, Mokokchung can create local employment and boost income. The district administration, in partnership with local institutions and NGOs, can offer training workshops on best agricultural practices to equip farmers with modern techniques.
Financial inclusion remains a critical factor in Mokokchung’s growth. By setting up new banking touchpoints in rural areas, RRBs and sponsor banks can ensure that even the most remote communities access essential financial services. Digital literacy campaigns will also be crucial in expanding mobile banking usage, further bridging the financial inclusion gap.
Finally, addressing land record issues is vital. By modernizing and digitizing land records, Mokokchung can ensure that farmers have the necessary documentation to access agricultural credit, unlocking further development. There may be some technicalities involved here but the concerned authorities can look into it.
However, despite these opportunities, Mokokchung lacks professional NGOs that can facilitate the process. Several NGOs operate in other parts of the state and region—such as The Entrepreneurs Associates, YouthNet, and Northeast Network—but, sadly, none are based in Mokokchung. As a result, Mokokchung has been unable to access these benefits while the rest of Nagaland moves forward.
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