The Finance Department has issued an office memorandum detailing district-level responsibilities for facilitating beneficiaries to claim benefits under the Chief Minister’s Life Insurance Scheme (CMLIS). The scheme provides accidental insurance coverage to nominees of breadwinners and dependents in the event of accidents, including snake bites, road accidents, falls from trees, drowning, and other mishaps.
To streamline the claim process, the department has issued the following guidelines: A postmortem report will suffice as evidence and must be enclosed with the claim application.
In cases where postmortem cannot be conducted due to lack of infrastructure or customary restrictions, the district administration will conduct an inquiry. A report from the inquiry will serve as supporting documentation for the claim. If the body has already been buried and the information reaches the district administration later, the concerned administrative officer in charge of the subdivision will conduct an inquiry. The officer’s report will either verify or disapprove the circumstances of the accident.
In instances where families report the incident promptly and the body has not been buried, the administrative officer will verify the details and submit a report with observations.